Attention homeowners in Bishopville and Lee County: Get an Appraisal today!

Here are the top seven reasons why SC homeowners use The Davidson Company:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a SC property tax assessment
Remove PMI to cut their mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
If property needs to be divided because of a divorce
Settle an estate in SC by determining the true market value of real estate in question

Need help deciding the price of your house in or near Bishopville, SC?
Contact The Davidson Company.

At The Davidson Company, we understand the individual needs of a homeowner after appraisal services. Our customary business clients are used to the appraisal process and the customary documents we provide. As our client, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we document the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at The Davidson Company, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value opinion than yours.

Need to cancel PMI?

A fashionable way to cut costs for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're veterans in helping customers just like you delete unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a local area that is declining or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. This means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. An expert appraisal from The Davidson Company is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your property is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. The Davidson Company can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for verity or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? The Davidson Company offers field reviews where we'll go out and check the subject and comps. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.